Unemployment Benefits For Foreigners In Germany (2024)

The unemployment benefits in Germany are extensive and complex and consist of unemployment benefits 1 & 2 as well as educational training. They play a big part in the social security system Germany has to offer. This guide will explain the different types of unemployment benefits, who can claim what benefits in Germany, how much money you can receive, and how to apply for unemployment benefits.

🖌️ Table of Contents

Who can claim unemployment benefits in Germany?

Generally speaking, anyone registered in Germany with asettlement permitor residence permit that is not tied to a specific job or company can take advantage of Germany’s different unemployment benefits. Even if you do not meet the requirements for monetary unemployment benefits such asArbeitslosengeld 1 & 2, you may have the chance to participate in funded educational training.

Unemployment benefits for EU citizens in Germany

As an EU citizen, you have the right to live and work in Germany. Youare entitled to claim for all types of unemployment benefitswhen meeting the individual requirements described below.

Transferring Unemployment Benefits From Another EU Country To Germany

If you are an EU citizen and became unemployed in your home country, you need to apply for unemployment benefits in your home country. Under certain conditions, you may be able totransfer your unemployment benefits to Germany for 3 to 6 months, should you decide to move here during this time. You can read about all the steps you need to take before and after your move on theofficial EU website.

Unemployment benefits for Non-EU citizens in Germany

Whether you can claim unemployment benefits as a non-EU citizen in Germanydepends on your residence status. Suppose you already reachedpermanent residencyor have a work permit that is not tied to a certain job (e.g., you are married to a German or on afamily-reunification residence permit). In that case, you may have the opportunity to benefit from Germany’s social security system, depending on whether you meet the eligibility.

The types of unemployment benefits in Germany

There arethree different types of unemployment benefits in Germany. The first two are monetary, while the third option is an often overlooked opportunity for high-quality and expensive educational training.

1. Unemployment Benefit 1 (Arbeitslosengeld 1)

Unemployment benefit 1, in short, ALG 1 is the highest level of unemployment benefits, which you can only claim after contributing to Germany’s social security system as an employee.

Requirements ForArbeitslosengeld 1

These are the specific requirements you need to fulfill to make a claim:

  • You are currently or will soon be unemployed
  • You have the right to live and work in Germany (settlement permit or residence permit that is not tied to a specific job)
  • You have registered as unemployed (arbeitslos)andjob-seeking (arbeitssuchend) with yourlocal employment agency(Agentur für Arbeit)
  • You fulfill the qualifying period (Anwartschaftszeit): In the past 30 months, you have held a socially insured job for at least 12 months and thus have paid into the governmental unemployment insurance fund
  • You are fit to work and proactively looking for a job of more than 15 hours per week

❗️Note

If you resign from a job yourself, you will often face a three months blocking period during which you will not be able to receive any unemployment benefits. This serves to avoid abuse of the system.

Entitlement In Special Cases

There are certain cases where you might be able to claim Arbeitslosengeld 1 if you have not held an employed job for at least 12 months in the past 30 months. Such exceptions are:

  • You have been employed multiple times with fixed-short-term contracts (not longer than 14 weeks) → you could be eligible for ALG 1 with a minimum of 6 months of socially insured employment (verkürzte Anwartschaftszeit)
  • You are self-employed and decided to voluntarily pay into the governmental unemployment insurance fund for at least 12 months
  • You have raised a child in Germany until the age of 3
  • You have received sickness benefits
  • You have joined the voluntary military service

How Much Is The Unemployment Benefit 1 In Germany?

In general, you will receive 60% of your average net monthly salary or 67% if you have children.

The exact amount ofArbeitslosengeld 1you will receive gets calculated based on your average monthly gross salary in the last 12 months before you lost your job. The maximum income threshold in Germany’s western states is 7.100 euros, and in the former eastern states, it is 6.700 euros.

While you receive unemployment benefit 1, the unemployment agency will contribute all payments to Germany’s social security system for you, as if you were employed. So you will still be covered by public health insurance.

Unemployment Benefit Calculator Germany

For a quick yet unofficial calculation of your possible unemployment benefit 1 payment, you can use thisunemployment benefit calculator for Germany.

How Long Can You Claim Unemployment Benefit 1?

The maximum length you can receive unemployment benefit 1 is 12 months if you are younger than 50 years and 24 months if you are older than 58 years. The duration for which you have the right to receiveArbeitslosengeld 1depends on the following two factors:

  • How long have you been employed and paid into the unemployment insurance fund?
  • How old are you?

This table gives you adetailed overviewof the duration ofArbeitslosengeld 1in Germany:

Contribution to the unemployment insurance fundAgeMax. duration of unemployment benefit 1
6 months (verkürzte Anwartschaftzeit)-3 months
8 months (verkürzte Anwartschaftzeit)-4 months
12 months-6 months
18 months-9 months
24 months or more-12 months
30 months or more50 - 54 years15 months
36 months or more55 - 57 years18 months
48 months or more> 58 years24 months

In case you get fired, you can start receiving unemployment benefits from day one your employment contract ends. However, if you quit your job voluntarily, you will face a 3 months blocking period (Sperrfrist) until you are entitled to receive financial support.

How To Apply For Unemployment Benefit 1 In 3 Steps

1. Register as unemployed and job seeking

To get the full amount of unemployment benefit 1, you have to register as unemployed and employment-seeking with your localAgentur für Arbeit, at least 3 months before your current employment ends. If you only find out about your redundancy less than 3 months before the end of your contract,you need to register with your employment agency within 3 daysof getting the news from your employer. Should you fail to do so or be late, you will risk losing benefits starting from 1 week to 3 months.

You can register unemployed (arbeitslos) and employment-seeking (arbeitssuchend) online on theemployment agency’s official websiteor in person with your local agency. For registering online, you will need to create an account first. We recommend using Chrome as a browser, then do a right-click and select translate the page to English if you do not feel comfortable in German.

During your registration, you will need to give the following personal information:

  1. Full name and address
  2. Last job and employment date
  3. Yoursocial security number
  4. Whether you are on sick leave or suffer from a disability
  5. Your phone number and time of availability for a call

After you have registered, you will most likely receive a phone call from your local employment agency within the next few days. You will meet your consultant (Berater) and discuss further steps and all the requirements and obligations to have to fulfill to stay eligible.

2. Fill out the application form to claim unemployment benefits

Once you have successfully registered as job-seeking online, you can file your claim for unemployment money 1 (ALG 1) in youreServices portalof theArbeitsagentur. The file contains several pages of detailed information regarding your employment for the past 5 years and reasons for losing your job.

You can already apply for the benefits while still in your last weeks of employment to enable a smooth transition. You will usually receive feedback from your local employment agency within two weeks, via notification in your eServices portal and by postal mail.

3. Attend your personal appointment with theAgentur für Arbeit

For your written approval to receive unemployment benefits to become effective, you need to present yourself physically latest on the first day of your unemployment at your local employment office. During your time of receiving unemployment benefits, you will most likely need to attend further appointments to check up on your job hunt and help you regain employment.

2. Unemployment Benefit 2 (Arbeitslosengeld 2)

Unemployment benefit 2 (Arbeitslosengeld 2) is often referred to asBürgergeldand forms the German government’s basic income support if you can’t sustain your own livelihood. It should be your absolute last resort. Requirements for unemployment benefit 2 are even stricter than for unemployment benefit 1, and by far, not all Bürgergeld claims get approved.

Requirements ForArbeitslosengeld 2

These are the specific requirements you need to fulfill to make a claim:

  • You have the right to live and work in Germany (settlement permit or residence permit that is not tied to a specific job)
  • You are fit to work for a minimum of 3 hours a day
  • You are unable to provide for you and your family’s livelihood (food, clothing, housing, and medical assistance) even with the help of others → you don’t have savings, enough income, or a relative, partner, or spouse living with you who can financially provide for you
  • You are older than 15 years and younger than the age of retirement (currently 67 years)

Depending on your nationality and time lived in Germany, there might be further individual requirements.

How Much Is The Unemployment Benefit 2 In Germany?

There is no one correct answer, as it depends on your individual circumstances:

  • Are you living alone?
  • Do you have children, and are you receivingKindergeldandElterngeld
  • How much is your rent?
  • How much do you pay for heating?
  • How much do you earn?
  • And many more questions play a crucial role

The generalbasic needs rate(Regelbedarf) is set to the following:

Personal situation and ageBenefits
Single parents and singles > 18 years€563
Couples and partnerships > 18 years€506 per person
Children < 6 years€357
Children 6 - 13 years€390
Children 14 - 17 years€471
Adults 18 - 24 years€451

To get a better idea, what you can expect from your situation, you can use thisBürgergeld calculator.

Additionally, to receiving help to secure your basic income, you can claim to reduce or get exempt from other necessary payments, such as theGerman broadcasting license fee(Rundfunkbeitrag) or a cheaper version for apublic transportation passfor your city.

How Long Can You Claim Unemployment Benefit 2?

Generally speaking, the approval for the Bürgergeld is valid for 6 to 12 months. It gets paid at the beginning of each month. If you can still not support yourself after the year has passed, you can file for an extension (Weiterbewilligung).

How To Apply For Unemployment Benefit 2

Arbeitslosengeld 2(ALG 2) does not get handled by theAgentur für Arbeit, but instead by theJobcenter. Usually, you would need to present yourself at theJobcenterto explain why you need to apply for ALG 2 and present all kinds of documents. However, during the Covid-19 crisis, theJobcenterhas enabled afast-track online application.

As with any bureaucratic form in Germany, theapplication formis rather complex and only available in German. There are, however, somehelpful videospartially in English, made available by theJobcenter. Additionally to the main application form, you might need to fill in additional documents (Anlagen) linked in the main form. You do not need to submit everything at once; you can also start with the process and hand in missing documents later (Unterlagen nachreichen).

In case this application seems too complex for you, you can usethe services of Atornix, whoassist in Englishto fill in the application and also proof-check the approval or rejection from theJobcenter.

3. 100% funded educational training

Next to the monetary benefits, you may be able to receive in Germany, you will have the opportunity to receive further educational training (Bildungsgutschein) if you are registered as unemployed and job-seeking with either theAgentur für Arbeitor theJobcenter. You have the right to apply for such training, even if you are not eligible for ALG 1 or ALG 2. However, receiving a Bildungsgutschein is a discretionary benefit, approved or rejected by your individual consultant at the Jobcenter. You do not have the legal right for such funded training.

These trainings range from German language courses to individual coachings and long-term boot camps to change careers. Most expats and even Germans are unaware of these offers, as you need to request them with your individual consultant once you are registered.To find such courses is not always that easy, as the official homepage Kursnet is not the most user-friendly.

Suppose you are interested in possibly changing your career towards the tech industry, which provides many well-paid, future-proof job opportunities. In that case, we can recommend you theCompass Course, in particular, to find out which area in tech suits you best.

The Compass Course For A Career In Tech

It is anorientation courseoffered by Start Steps, where you will learn about coding, UX/UI design, online marketing, and data within one month. Should you want to change your career to one of the four areas, Start Steps can then recommend you an in-depth boot camp (also funded by theJobcenter) to make your career in tech a reality.Apply for freeto benefit from the chance for free education.

Conclusion

We hope this guide gave you a good overview of what unemployment benefits exist in Germany, who can apply for them, and how the application process works.

The German social security system is comprehensive, and the various levels of unemployment benefits play a big role. But as always, nothing is given to you if you don’t ask for it and follow the sometimes complex bureaucratic processes – most of the time, they are worth it.

In case you are unemployed, we wish you the best of luck to seek employment again soon. Hopefully, ourguides to finding a job in Germanywill be helpful to you!

Read Our Related Guide

Find a Job in Germany

Disclaimer: Neither myself as the author of this article, nor Simple Germany as a business, are qualified to provide immigration or social services advice under German law. Your individual situation might differ from the general guidelines provided in this article.

Unemployment Benefits For Foreigners In Germany (2024)

FAQs

Who is eligible for unemployment benefit in Germany? ›

Unemployment benefit

If you last worked in Germany, you are entitled to unemployment benefit under certain conditions. A prerequisite is that you have previously worked for a certain period of time. As a rule, you must have worked in the last 30 months at least 12 months subject to Social security contributions.

What is the unemployment rate in Germany for foreigners? ›

Germany Registered Unemployment Rate: Foreigners data is updated monthly, averaging 14.800 % from May 2007 (Median) to Aug 2024, with 208 observations. The data reached an all-time high of 17.800 % in May 2007 and a record low of 11.500 % in May 2022.

Can I get unemployment if I quit in Germany? ›

If you quit for mental health reasons (burnout, depression, stress), get a note from a doctor. This proves that you had a valid reason to quit. If you don't have a sick note, this is harder to prove. If you quit without a reason, you lose 3 months of unemployment benefits.

What documents do I need for unemployment in Germany? ›

Alternatively, you can register as unemployed in person at your local Employment Agency. You'll need to bring: Your ID card or passport (not a driving licence) Your certificate of registration.

What benefits am I entitled to in Germany? ›

Germany
  • Family benefits. Health. Benefits for those in need of care. ...
  • Health insurance cash benefits in the event of illness. Incapacity. Disability benefits. ...
  • “Social compensation” benefits. Old-age and survivors. Pensions including survivors' pensions. ...
  • Unemployment benefits. Moving abroad.

What if I lose my job in Germany? ›

Unemployment benefits are an insurance cover for workers who have lost their jobs. In order to receive unemployment benefits, you must carry unemployment insurance. If you lose your job and were insured for the minimum period required by law, you have a legal right to it.

Is it hard for foreigners to get a job in Germany? ›

If you do not speak German or do not have German education it will be very difficult. The only industry, where you may get a job in Germany without German education is IT. Everything else, if we speak about a decent full-time employment is virtually impossible. You get a job by applying.

How long can I stay unemployed in Germany? ›

Labour offices pay unemployment benefit for 12 months at most (up to 24 months for older people). It depends in particular on how long you have paid contributions and how old you are.

Why is unemployment so low in Germany? ›

As a result of the increased demand for labour, the unemployment rate decreased to 3.2% in January 2020 and the long-term unemployment (LTU) rate fell to a low of 34% (2018, LFS data). The unemployment rate of young people is even slightly below that of adults.

How much is bürgergeld in Germany? ›

Monthly amount of citizen's benefits (Bürgergeld, formerly Hartz IV) in Germany in 2023 and 2024
Characteristic20242023
Adult without dependents563502
Couples per partner/ underprivileged communities506451
Teenagers from 14 to 17 years of age471420
Adults in institutions (according to SGB XII)451402
3 more rows
Jun 5, 2024

What is severance pay in Germany? ›

One widely used calculation is based on half a month's salary per year of employment . For example, an employee who worked for his last employer for 10 years and most recently earned a gross (pre-tax) income of EUR 4,000 per month would receive a severance payment of EUR 20,000 (0.5 * EUR 4,000 * 10 years).

Does unemployment benefit affect citizenship applications? ›

Unemployment insurance, disability, family leave and workers' compensation are all considered earned employment benefits. You only become eligible by working and earning your eligibility. Receiving these benefits cannot be counted against you in a future immigration application.

Who is entitled to unemployment benefit in Germany? ›

Your last job must have been in Germany. You must have paid social contributions. You must have worked in Germany for over a year and become unemployed involuntarily (you didn't resign). If you worked for less than one year, you're only entitled to unemployment benefits for six months.

What is the blue card for unemployment in Germany? ›

In cases where an EU Blue Card holder becomes unemployed, the card remains valid for three months following the end of the employment contract. This grace period allows the holder time to find new employment without immediately losing their residency status.

What is citizen allowance in Germany? ›

Citizen's benefit is a state welfare benefit. It is paid when people have no income or do not earn enough money to support themselves and their dependents. In this context, the Jobcenters refer to this as a “community of need” (Bedarfsgemeinschaft).

Who can get social benefits in Germany? ›

People who are fit to work, i.e. their ability to work is not impaired due to age or illness, receive their social benefits from the Job Centre provided they have already received a residence permit or a temporary residence permit.

How do I know if I am eligible to work in Germany? ›

What are the requirements for a work visa?
  • Your qualification must be recognised in Germany or comparable to a German degree. ...
  • You have a specific job offer from an employer in Germany. ...
  • Your job does not have to be related to your professional qualifications.

How much is citizen allowance in Germany? ›

502 euros

Who is eligible for job seeker visa in Germany? ›

You have a minimum of five years of experience in your related profession. You have enough financial resources to support your stay in Germany. You have proof of completed academic or vocational training. Your qualifications are recognised in Germany or are equivalent to a diploma received in the country.

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